Even with advances in vehicle safety over the past few decades, car accidents are a common occurrence. Data from the auto insurance industry suggests that the average driver will have a car accident every 18 years, which is approximately about three or four accidents in a lifetime.
Auto insurance companies, just like any other business, are focused on making profits. They use complex algorithms and formulas to determine how many accidents they likely will have, and how much they would ultimately cost. They determine your premium by predetermining your risks and price your rates to attract your attention.
In the United States, there are over 225 million licensed drivers. On average, there are about 6 million car accidents a year. Car accident costs vary, largely depending on the severity of injury and property damage. Fortunately, there are ways you can reduce your accident risks:
- Avoid drinking and driving: A significant portion of fatal car accidents in the country are caused by drivers under the influence.
- Pay attention: Distracted driving has become increasingly worse over the past several years because of texting and smartphones.
- Avoid peak fatal accident times: The deadliest period to drive is midnight to 3:00 a.m. on Saturdays and Sundays, according to the National Highway Traffic Safety Administration (NHTSA).
- Do not speed: Along with driving under the influence, speeding is one of the main causes of car accidents, accounting for one-third of all fatal accidents.
What Should I Do After a Car Accident in New Jersey?
A car accident can be a traumatic experience. Knowing what to do after one might help lessen the stress, so it is recommended to follow these steps:
- Pull over: If you are able to and it is safe to do so, pull over to the side of the road or away from traffic. Make sure everyone involved, including yourself, is safe.
- Call 911: Calling 911 will bring medical responders and the police to the scene of the accident. It is important to get checked out by a medical professional, even if you do not feel injured because some injuries may manifest well after the adrenaline has worn off. The police will provide a police report, which will have valuable information.
- Exchange information: Gather information from the other drivers involved, including their contact information, driver’s license number, and insurance information. Avoid making statements that may be perceived as you being guilty or liable for the accident.
- Gather evidence: When it is safe to do so, take photos and videos of the scene, including any damage that is left on the side of the road. Write down any details you can remember that may be important. Finally, get the names and telephone numbers of witnesses.
- Call your insurance company: It is important to notify your insurance company, regardless whether or not the accident was your fault.
- Contact an accident lawyer: An experienced car accident lawyer can build your legal case for possible compensation.
Atlantic City Car Accident Lawyers at the D’Amato Law Firm Help Accident Survivors Who Have Been Injured by Negligent Drivers
Studies show that the average driver will get into three or four accidents in their lifetime. If you have been injured in a car accident, you may be entitled to compensation. Contact one of our Atlantic City car accident lawyers at the D’Amato Law Firm right away. Call us at 609-926-3300 or fill out our online form for a free consultation. Located in Egg Harbor Township, New Jersey, we proudly serve clients in South Jersey, including Atlantic City, Linwood, Galloway Township, Cape May, Vineland, Millville, Bridgeton, Ocean City, and Woodbury.