A fender-bender could occur just about anywhere and often involves one driver leaving a parking spot. This type of car accident occurs at a low rate of speed. However, severe injuries can still occur in seemingly minor accidents.
You should always exchange insurance and contact information with the other driver if you are in a fender-bender or any other type of accident. Unless you suffer an obvious injury and need medical treatment, you also should collect evidence.
Using a cell phone camera will help you to take photos of the accident scene, which could include how the vehicles are positioned. The photos can help show how the weather, road, and/or traffic conditions could have contributed to the fender-bender.
If any witnesses saw what happened and are willing to give you their contact information, you should obtain that information at the scene. You should also retain an attorney who could interview witnesses to support your claim.
File a Claim
You need to file an auto insurance claim as soon as possible. If you can on the same day, you should do that to initiate the claims process.
See a Doctor as Soon as Possible
Even low-speed accidents can cause serious injuries. You can hit your head against a window, hit your knee on the dash, or suffer whiplash from the impact.
There are many ways in which you might suffer an injury that requires treatment. The sooner that you obtain medical care, the better.
Get an Auto Repair Estimate
A fender-bender is unlikely to total your vehicle. If you have collision coverage, your insurer will need to see some repair estimates.
Many auto insurers require three estimates from licensed repair facilities in your area. The insurer may also send an insurance adjuster to inspect the vehicle and compile a cost assessment for the damage.
Collision coverage could pay to repair your vehicle. When the other driver is at fault, you might not have to pay the deductible, especially if the other car’s insurance pays to repair your vehicle.
Atlantic City Car Accident Lawyers at the D’Amato Law Firm Can Help You After a Low-Speed Accident
If you have severe injuries from a fender-bender and need legal help, speak with our Atlantic City car accident lawyers at the D’Amato Law Firm. Call us at 609-926-3300 or complete our online form to schedule a free consultation. We are located in Egg Harbor Township, New Jersey, and we proudly assist clients throughout South Jersey, including Atlantic City, Linwood, Galloway Township, Cape May, Vineland, Millville, Bridgeton, Ocean City, and Woodbury.